Our online loan application process currently does not support this loan type.
To apply, please speak with one of our Member Service Representatives.
Here are steps that will enable you to consolidate debt anyway and improve your financial health. Knowing where your credit stands is a crucial first step because consolidation options depend on it.
Every consumer can get a free credit report once every twelve months from each of the three major credit reporting agencies (Equifax, Experian and Trans Union) by visiting the Annual Credit website.
Visit individual product pages to see current rates and eligibility information.
With variable rates based only on your credit rating, it's hard to achieve your financial goals.
Free credit scores are not included with free credit reports, but they are available from a variety of sources.
Here’s a closer look: If you’re struggling with debt, you may have already been approached by companies that promise they will help you wipe out your debt. Such companies may charge you hefty fees for consolidating your debt, and it’s possible to wind up even further in debt if you don’t fully understand the company’s fees and conditions.In fact, some of our investors were also borrowers at one point and chose to consolidate their personal loans into one low interest monthly payment. And since Prosper offers access only to unsecured loans, you need not own your home for debt consolidation. Are you overwhelmed by the process of keeping up with car loan, credit card and other payments?You'll probably find a lower interest rate, depending on your situation.Plus, instead of keeping track of multiple bills, payments and due dates, you will have just one payment to make.